Strategic Saas-based Solutions for the Banking Sector

Providing online mobile financial services which enable banks to provide financial services through any mobile device without the need for a bank branch. The solution is a software layer on top of the bank’s core banking system, enabling the rapid roll-out of financial services.

Sample Services that can be incorporated in our Banking Sector Solution

Financial

Digital Financial
Services and
products

  • Micro loans
  • Credit scoring
  • Value chain based credit
  • Bill payment
  • Mobile money / wallet
  • Micro-insurance
  • Remittances
  • Virtual POS
  • Cash-less Ecosystems

Engagement

Increase agent
and customer
engagement:

  • Agent and customer loyalty
  • Agent empowerment
  • Gamification strategies
  • Interactive services
  • Digital forums
  • User visibility & incentives
  • Customer support - claim submission

Knowledgebase (Pull Information)

Searchable Info

users canaccess
at
any time

  • Agent Search
  • Financial Education
  • Product Catalogue
  • Policy Information
  • Product Comparisons
  • Frequently Asked Questions

Supply Chain & Distribution

Value chain process
automation

  • Cash-less Ecosystems
  • Smart logistics
  • Payment automation
  • Digital payroll
  • Analytics based optimization

Analytics & BI

Value chain
process
automation

  • Real-time collection
  • Monitoring
  • Analysis & reporting
  • Business analytics

Push Information

Notifications

sent to users
in real time

  • Loan reminders
  • Saving tip
  • Policy updates
  • Price changes

Partner Services

Easily
integrate

3rd party
services

  • Agent and customer loyalty
  • Agent empowerment
  • Gamification strategies
  • Interactive services
  • Digital forums
  • User visibility & incentives
  • Customer support - claim submission
Use case • BTPN

A Branchless Banking Solution we Designed for Indonesia based Bank Tabungan Pensiunan Nasional (BTPN)

BTPN Wow is Indonesia’s leading branchless banking solution for the mass market and driving Financial Inclusion with over 3 million users. nFrnds is providing the digital infrastructure for BTPN’s mobile banking and agents network:

  • Mobile banking solutions including financial
    services such as Pico-Loan, credit scoring,
    transfers, payments etc.
  • Product/Agent Search
  • Interactive Communication
  • Group Forums
  • Loyalty Plan
  • Value chain automation for large enterprises,
    such as Nestle and Triputra + financial services